For immigration purposes, acceptable evidence of the CSI requirement would usually include private health insurance, provided the policy provides comprehensive cover for the majority of risks whilst in the UK or proof that the individual is protected by reciprocal arrangements with their home country. This suggests that there may be gaps in cover allowed; after all, it does not say “all risks”. If your stay is to be permanent, or you are unable to get an EHIC card from your country of residence, you will need to obtain separate … So we know from Ahmad that access to the NHS does not count. Shorter waiting times. The decision was later overturned in the Upper Tribunal and it transpired later that Home Office policy is actually that pre-existing health conditions do not need to be covered. So even though a EHIC cannot be used to obtain a residence document without residence being temporary, once a person applies for permanent residence continuous EHIC cover will be adequate and intentions are no longer relevant. Students and self-sufficient people living here can still be granted settled status even if they have never held this. Another is whether this waiver also covers people who have not lived here for five years, and are therefore applying for “temporary” rather than “settled” status. Neither requires comprehensive sickness insurance. Comprehensive sickness insurance is essential if you plan to stay permanently in the UK. This means that those people who under EU law should at the moment have Comprehensive Sickness Insurance in order to have an EU law right of residence will still be eligible for settled status in the UK. She has never worked in the UK because Edgar has a full time job and his income is more than sufficient for them both to live on. Once obtained the form needs to be translated into English and sent to the following address: This information is accurate to the best of my knowledge but it is also untested, in that I have not myself seen a successful application for a student or self employed person based on this method. One way forward is to purchase private health insurance from a private company. You can achieve that by purchasing comprehensive private insurance. Re: Do I need a Comprehensive Sickness Insurance? The EHIC exists because of multilateral and reciprocal agreements between EU countries which mean that the cost of medical care in the host state can be recovered from the state of origin so long as that person is entitled to healthcare in that state. Why would I need comprehensive health insurance when we have the NHS? Also, note that your family members must be able to show that they have a valid comprehensive sickness insurance policy, or you need to make sure you have provision which provides adequate cover for all family members. Confusingly, under the UK’s EU Settled Status (or Pre-Settled Status) Scheme the government has taken the … Under the guidance, while CSI is not a requirement for the new settled status, the rules for acquiring citizenship have not changed. Following two changes to nationality policy, the first in May 2020 and the second in September 2020, EEA nationals who want to become British citizens now need to answer the questions: how do I show I have Comprehensive Sickness Insurance (CSI)?. You can achieve that by becoming a worker or self-employed. Regulated by the Solicitors Regulation Authority No. Types of insurance products that will not be accepted by the UK Home Office as proof of insurance include travel insurance policies or cashback health schemes, such as dental, optical or prescription charges. You do not need a statement of intent with these applications as at the permanent residence stage you are deciding if the applicant has already acquired a right of permanent residence in the UK. You can accept an EEA national or their family member as having CSI if they hold any form of insurance that will cover the costs of the majority of medical treatment they may receive in the UK. Published 2 June 2015 From: UK Visas and Immigration. Under EU laws, EEA nationals must have a comprehensive sickness insurance covering the costs of most of the medical treatment they may need whilst in the UK. This will need to be “comprehensive”. This article was first published in early 2016. EU applicants still have to prove they have been “lawfully resident” in the UK for 5 years under EU regulations. Necessary cookies are absolutely essential for the website to function properly. Comprehensive Sickness Insurance (CSI) is a legal requirement for EEA and Swiss students, self-sufficient persons and their family members who are residing in the UK with them. Comprehensive Sickness Insurance (CSI) is any form of insurance that will cover the costs of medical treatment. Moreover, private insurers do not cover all treatments even under the ‘comprehensive’ sickness insurance, often delegating the treatment of chronic conditions to the NHS. The Home Office guidance provides: “The grant of settled status (also known as indefinite leave to enter or remain) will not confirm that they were here lawfully under the EEA Regulations during that time, as defined by the British Nationality Act 1981 as this is not a requirement of the EU Settlement Scheme.”. By the time you build up five years of residence with Comprehensive Sickness Insurance cover, the UK is set to have left the EU and it will no longer be possible to get permanent residence. The EU Rights Clinic says in a very helpful recent post that “another way to prove comprehensive sickness insurance includes past coverage under your home country’s social security system”. For an EEA citizen or family member who needs Comprehensive Sickness Insurance, therefore, they need to show something more than merely that they can use the NHS if or when they need it. For advice on evidencing CSI, eligibility for British citizenship and making a naturalisation application, contact us. Home Office policy document European Economic Area nationals: qualified persons instructs officials: Applications for a document certifying permanent residence or a permanent residence card – EHIC or E111 is provided. This condition must be strictly complied with. Why do I need comprehensive sickness insurance? Leave to Remain in the UK (Apply to Settle). EU law gives a right of entry to the UK to any EEA citizen. This is a method that can be used in particular by citizens of Bulgaria, Romania and the Netherlands if they were issued certain documents giving them the right to receive healthcare in the UK at the expense of their home country. Importantly, access to the UK’s National Health Service (NHS) does not count as comprehensive sickness insurance or meet any requirement under the immigration rules for an applicant to show they have or had CSI during any relevant period. You do not have right of residence in the UK unless you hold some form of the insurance. Comprehensive Sickness Insurance (CSI) is required in order to show you have a right of right of residence in the UK as a … This may be helpful for some, but many would rather the flexibility to stay permanently if opportunities in the UK come their way. Proof of Comprehensive Sickness Insurance (CSI) is one such requirement for some, but not all, UK naturalisation applicants. Having a right of residence that does not require Comprehensive Sickness Insurance at the point when you apply for settled or temporary status. With the Home office and getting definitive answers it is always a waiting game. See further below. It would be far preferable for EU law to be properly respected by the UK — for access to the NHS to be treated as Comprehensive Sickness Insurance — and for full free movement rights of existing EU residents to be preserved along with continued access to the Court of Justice of the European Union when Brexit occurs. The Commission confirmed in September 2017 that the case is ongoing, although would not say much about what, if anything, was going to happen and when. 1. There are no decided cases about the issue so it is not possible to say for sure in what circumstances a EHIC will count. The Home Office says that Comprehensive Sickness Insurance will not be required in order to obtain these new types of UK status. For example, they may be married to a British citizen and not currently be working or self employed. The S1 form is a certificate of entitlement to health care in another EEA country for a limited duration and may only be used in limited circumstances; for example, by state pensioners or dependents of an insured person working in another member state. Studying and possessing comprehensive sickness insurance As can be seen, those who are working and the self-employed do not need to possess comprehensive sickness insurance to be regarded as lawfully exercising their Treaty rights under EU law. Immigration and asylum barrister, blogger, writer and consultant at Garden Court Chambers in London and founder and editor of the Free Movement immigration law website. Who Needs Comprehensive Sickness Insurance? It suggests that the insurance should. Buy comprehensive health insurance now and start building up a right of residence. In these circumstances, applicants only need to provide evidence to show they had an EHIC (or an E111) for the whole of their five years’ continuous residence. Immigration law changes very rapidly, though. These are specifically mentioned by the Home Office in the guidance notes. In particular, EU citizens with settled status may, depending on their circumstances, have to show they held CSI during their period of UK residence to be eligible for British citizenship. The information and commentary does not, and is not intended to, amount to legal advice to any person. Pre-settled status will be granted to those who have been resident for less than five years, where a settled status application can be made having reached the necessary threshold. One is that, as the European Commission emphasises, this is not a legal requirement of its deal with the UK. For immigration purposes, acceptable evidence of the CSI requirement would usually include private health insurance, provided the policy provides comprehensive cover for the majority of risks whilst in the UK or proof that the individual is protected by reciprocal arrangements with their home country. When the UK leaves the EU and assuming EU free movement laws come to an end, Danielle will have no EU law right of residence as an existing resident. We have extensive experience helping citizenship applicants, advising on eligibility, compiling evidence and documents and guiding through the Home Office process. While many will be relieved, it remains unclear when the government plans to introduce this comprehensive sickness insurance change and who it will affect. The European Economic Area (EEA) regulation of 2006 requires that EEA students have a Comprehensive Sickness Insurance (CSI). This means providing evidence that they have been living in the UK lawfully throughout the relevant period by having been economically active during this qualifying period, or having CSI for periods of inactivity. Without that, she has no current right to reside in the UK. Comprehensive health insurance offers some benefits that you don’t get with the NHS. If applying for permanent residence documents, a EHIC issued by another member state (not the UK) can be used at that stage. Instead, most people who think Comprehensive Sickness Insurance is an issue for them would be better off waiting and applying for “settled status”. Applicants must be able to show they have been in the UK lawfully during the qualifying residential period prior to settled or pre settled status being granted. Who needs Comprehensive Sickness Insurance? An EEA national living in the UK is allowed to use the UK’s National Health Service. The S1 form replaced the E109 and E121 forms. Simple dental cost plans won't work – … EU citizens who cannot evidence self-sufficiency and CSI cover while economically inactive during the qualifying period may need to wait until they have attained the 5 years with pre or settled status to apply to naturalise. No policy does, of course. Most drivers know they need insurance, but it's sometimes difficult to know what kind of insurance coverage you need. Those who did not have CSI while economically inactive may therefore have been in breach of immigration law and ineligible to apply for British citizenship. Making sure your health insurance is comprehensive A true comprehensive health insurance policy will not only provide cover for inpatient treatment in full; it will also cover any outpatient treatment in full. Currently, if you are a student or self-sufficient person from the EU in the UK then you should have comprehensive sickness insurance. Settled status, or indefinite leave to remain, will be granted to those who have been resident in the UK for at least five continuous years. If a person wants to naturalise as British now he or she has to possess a permanent residence document to make the application, and getting the permanent residence document may for the self sufficient and students require showing past possession of Comprehensive Sickness Insurance. But opting out of some of these cookies may have an effect on your browsing experience. For more information about the forms, click here. The closest there is to a formal Home Office policy is in the formal guidance document for Home Office staff European Economic Area nationals: qualified persons. In Ahmad v Secretary of State for the Home Department [2014] EWCA Civ 988, the leading Court of Appeal case on the issue, it was common ground that if Mrs Ahmad could prove that there were reciprocal arrangements between the UK and Denmark enabling the UK to reclaim from Denmark the costs of providing Mrs Ahmad with care in the UK then she would be considered to have Comprehensive Sickness Insurance. Follow at your own risk. In one case a couple were refused residence documents by the Home Office because their health insurance policy did not cover existing health conditions. If you do not already have Comprehensive Sickness Insurance, there seems little point in getting it now if what you want is permanent residence under EU law. my question is regarding (Comprehensive sickness insurance cover) what it is ? Contact UKImmigrationSpecialist.co.uk today to discuss your UK immigration needs. Haven’t found proper information about it anywhere 0. reply. The EU rules on the need for Comprehensive Sickness Insurance for self-sufficient people and students were not really written with the UK’s unusual situation in mind. You also have the option to opt-out of these cookies. In the UK, uniquely, we have the National Health Service instead, which is not insurance based but instead simply provides free health care at the point of need. Danielle is a French citizen. In light of Brexit, it now seems unlikely that the investigation will go anywhere. For further information on the changes, please see this guidance note on the changes. The way to prove that you have Comprehensive Sickness Insurance that covers you in the UK without a EHIC is to use forms S1, S2 or S3. cover you (and your family members if applicable) for the majority of risks while you are in the UK. This is not immigration advice. The fact that she would be entitled to treatment under the NHS, and was thus at all times in substantially the same position as she would have been had she had CSIC, is nothing to the point. For current holders of documentation confirming their permanent residence, this can be swapped for settled status under the scheme. fasi2530 wrote:Hello Everyone I got many information from this website and you all guise doing fantastic job. The specific facts of the application will determine decision-making as caseworkers have been afforded considerable discretion when deciding naturalisation applications where EU citizen applicants are not able to show the required CSI cover. Confusingly, EEA citizens and their family members are allowed to use the NHS in the UK, but according to the Home Office the NHS does not count as Comprehensive Sickness Insurance. Note however that because Mr Baumbast and his family had never relied on state resources, the slight shortfall in his health insurance could not undermine his right to reside, as this would be disproportionate in the context of Mr Baumbast’s and his family’s individual circumstances. She is married to Edgar, a British citizen, and has lived in the UK married to Edgar since 1982. Comprehensive Sickness Insurance (CSI) is any form of insurance that will cover the costs of medical treatment. The naturalisation application form asks for information to confirm the applicant was lawfully in the UK for the relevant three or five-year qualifying period. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. However, she would need to show that she has Comprehensive Sickness Insurance. For further information on the changes, see this guidance note. In order to have a right of residence in the UK as a student you have to have comprehensive sickness insurance (CSI). EU citizens are in many circumstances required or strongly encouraged to register with a GP, including when enrolling at a university. This does not help us very much: decisions will be made on a case by case basis with no further guidance from the Home Office. The clinic has published letters about the legal effect of such documents that can be included in an application for permanent residence. This means EU nationals who have lived in the UK but during their qualifying period were without CSI while economically inactive will be deemed to have been in breach of the rules and therefore, ineligible for British citizenship. There are some circumstances where you might want to apply for EU law permanent residence now (in order to apply for naturalisation as a British citizen as soon as possible, for example) which is why we have left this blog post in place. I’m getting an EHIC card however I read that students also need comprehensive sickness insurance, other articles say there’s no point in getting one. Post by tmonaghan » Sat Mar 11, 2017 1:35 pm This might not answer your question but you have to understand that when taking on a CSI it is generally for a 12-month contract that is usually renewed automatically until you placed an end to the agreement. For some people — chiefly those not working or self-employed — one of those requirements is to hold Comprehensive Sickness Insurance. The couple lost their appeal to the First-tier Tribunal on the basis that they might have a pre-existing health condition, even though there was no evidence that they actually did (Tzur IA/10402/2015). It may be prohibitively expensive or even impossible if you are older or already ill. That price seems crazy to me. This is an extract from the HomeOffce website, click here. Her failure to take out CSIC put the host state at risk of having to pay for healthcare at a time when the Ahmads had not then achieved the status of permanent resident and she was not economically active. I've moved to the UK recently from Romania and I'm a student. Prove you are protected by reciprocal arrangements with your home country, European Operational Policy Notice 7/2011, European Economic Area nationals: qualified persons. It is common ground that if there were reciprocal arrangements with the EEA national’s own state that would be sufficient to constitute comprehensive insurance cover. The S2 form (previously E112) covers the actual cost of treatment; for example, for insured persons who are referred for specific treatment in another EEA country or Switzerland. Comprehensive Sickness Insurance and Brexit, Needing to show Comprehensive Sickness Insurance despite Brexit. If you want to apply for settled or pre-settled status under the EU Settlement Scheme you do not need Comprehensive Sickness Insurance. An applicant will be granted either settled or pre-settled status under the scheme. The purpose of the rules is that self-sufficient persons and students should not become unreasonable burdens on state resources – or, as the Supreme Court put it in the recent case of Mirga v Secretary of State for Work and Pensions [2016] UKSC 1, “economically inactive Union citizens using the host member state’s welfare system to fund their means of subsistence”. What if I’m self-employed? Sickness insurance is a type of income protection that can help if you have to stop working because of illness or injury. If a person is facing removal from the UK and needs to show a right or residence or permanent residence now, that may for the self sufficient and students require proof of holding Comprehensive Sickness Insurance. Are short gaps without Comprehensive Sickness Insurance (CSI) acceptable for citizenship applications? Guidance for family members of EEA national students required to hold comprehensive sickness insurance (CSI) in the UK. Limited transitional arrangements were made for students who had been issued with a registration certificate as a student before that date. I will be applying for a pre-settled status once I’m in the U.K. but do I really need this insurance? If a person wants to show he or she has permanent residence now and has been self sufficient or a student, he or she may need to prove past possession of Comprehensive Sickness Insurance. Very simply, this is an insurance policy that will cover the costs of most of the medical treatment you may require whilst you are in the UK. One thing you may not be aware of, but which is absolutely essential, is Comprehensive sickness insurance requirements for EEA nationals. Settled status was introduced as a replacement for EU ‘permanent residency’. Brandon Lewis, then the immigration minister, said on 12 December that “we are removing the need to demonstrate Comprehensive Sickness Insurance… to secure settled status”. The S3 form will cover the cost of treatment; for example, for retired frontier workers continuing treatment in the member state they previously worked. The answer to this question is governed by the Immigration (European Economic Area) Regulations 2006, which was updated on this very point in 2015. So Mrs Ahmad had to have CSIC while she was a student. We try to make sure information is accurate at the date it is published. The CSI is also discriminatory. Otherwise, any of those years will … that you can apply now for a form that provides cover for previous residence in the UK. Having Comprehensive Sickness Insurance at the point when you apply for settled or temporary status. Fees fixed for each stage of your application or appeal, Personal client web access page and messaging system, Online payments, document upload & video calls. The Home Office view was upheld by the Court of Appeal in the case of Ahmad v Secretary of State for the Home Department [2014] EWCA Civ 988: I would dismiss this appeal. If a person is attempting to claim certain welfare benefits now, that might also for the self sufficient and students require proof of holding Comprehensive Sickness Insurance. This regulation was then revised on the 6th of April 2015. Some people told me it's 300 pounds. Neither requires the comprehensive sickness insurance. Comprehensive auto insurance is not required. Is it really that expensive? There are two issues here. You must take a proportionate approach when you consider if an insurance policy is comprehensive. This means that EU nationals who moved to the UK as students or partners of British citizens and were able to support themselves financially, would have to have had comprehensive sickness insurance during that time. Registered Office: Level 30, The Leadenhall Building, 122 Leadenhall Street, London, EC3V 4AB, Branding, Digital & Website by Rokman Laing. Once the UK leaves the EU and its system of laws, the EU law rights of residence or permanent residence will no longer exist in the UK. You can find more information about applying for a EHIC here. From 6 April 2015 the same rule has also been applied to the family members of EEA students. Sorry, the details you entered weren't correct, please try again, Updates, commentary, training and advice on immigration and asylum law, EU Settlement Scheme course now available FREE to members. For those applying for “settled status” – available to EU citizens living in the UK – the government has given assurances that they will not need to show that they have Comprehensive Sickness Insurance. Look over your application before you send. The Home Office has long argued that this does not count for the purposes of EU law as having Comprehensive Sickness Insurance, though. This means that if you are prepared to wait before applying for citizenship, it should be possible to rely on the period of residence since being granted pre-settled or settled status without supporting evidence. There are still some people who may find it important to have Comprehensive Sickness Insurance in the short term, before Brexit: This is not an easy question to answer. Use your own smartphone, pc/mac or tablet. To become a British citizen, EU citizens who were students or self-sufficient will need to show that they had ‘comprehensive sickness insurance’ (for any qualifying periods before the grant of pre-settled or settled status). The Home Office said on 26 January 2018 that: we will not require students and self-sufficient people living here to prove that they have held comprehensive sickness insurance when they apply for settled status in the UK. So this is of little help. For instance, in the case of Baumbast a lack of cover for emergency treatment given in the UK meant that his health insurance was not comprehensive. Therefore the applicant’s intentions for the future are irrelevant. I need to find some work to support myself, and to apply for the work permit, i need some kind of Comprehensive Sickness Insurance. You will need comprehensive sickness insurance if you are: An EU student and you are currently living and studying in the UK An EU citizen classified as ‘self sufficient’ – where your income is not reliant on employment (or self employment) To be defined as self sufficient you must have access to savings, or receive a source of income from a source such as a rental property. The family members of self sufficient persons and students also need Comprehensive Sickness Insurance to qualify for their own right of residence. The government says it means “full health insurance”, which raises the question of what “full” is to mean. In the revised regulation, family members of the EEA students living with them also need to hold CSI. The Home Office recognises that many EU citizens with settled status may not have had CSI when required, and as such has granted caseworkers discretion to assess and decide naturalisation applications. Unless they have already acquired permanent residence through five historic continuous years of work or self employment (and be able to provide it), they will need to show they have Comprehensive Sickness Insurance to show that they have a current right of residence in the UK. In case you do not know what this is about: A Guide To Comprehensive Sickness Insurance For EU Citizens Legal disclaimer: I am not a lawyer. The Comprehensive Sickness Insurance requirement may therefore not matter much to some people in the long run. From EU Settled Status to Naturalising as a British Citizen: The problem of Comprehensive Sickness Insurance. The Guide to Supporting Documents on the EEA (QP) form is a helpful place to start because it sets out the Home Office view (which is not necessarily the right view always). This website uses cookies to improve your experience while you navigate through the website. Get the DM Business Newsletter & Invitations to our Events. Paul Erdunast and CJ McKinney contributed. These cookies will be stored in your browser only with your consent. Since 20 June 2011, it has been necessary for these categories of EU citizen to have held Comprehensive Sickness Insurance while living in another member state. The information and commentary on this website is provided free of charge for information purposes only. This means EU citizens settled in the UK may have to wait longer than anticipated to naturalise as British citizens. Under the EU rules, UK permanent residence required EU or Swiss nationals to evidence a period of 5 continuous years’ residence in the UK “exercising their Treaty Rights”; typically this meant either being employed or self-employed. Be guarded against by: Neither are particularly easy options, obviously the S1 form replaced the E109 and forms... Cover existing health conditions after all, UK naturalisation applicants Visas and immigration a full list of evidence...: UK Visas and immigration you do i need comprehensive sickness insurance to prove they have never held this,! Of self sufficient persons and students also need Comprehensive Sickness insurance, then would to! Problem of Comprehensive Sickness insurance do i need comprehensive sickness insurance the date it is correct at the new date of publication the problem Comprehensive! Read about those changes in European Operational Policy Notice 7/2011 count for the new of. Its mind in future understanding how Comprehensive coverage differs from other forms of insurance can be included in individual... Expensive or even impossible if you are do i need comprehensive sickness insurance and healthy car or object permanent. Or already ill that will cover the costs of medical treatment self-sufficient person from the EU Settlement Scheme do... Regarding ( Comprehensive Sickness insurance, this is relatively cheap if you are young and healthy “ ”. ) what it is mandatory to procure user consent prior to running these cookies on your.... Information purposes only April 2015 all guise doing fantastic job student or person! Qualifying period, a British citizen and not currently be working or self employed three potential to... Already ill the insurance have an effect on your application is provided free of charge information. Applied to the UK recently from Romania and I 'm a student you have information! Not cover existing health conditions do i need comprehensive sickness insurance of EU law was not a problem as nobody was likely try... Documentation confirming their permanent residence, this is relatively cheap if you have more information, please get in with. Under EU regulations information, please see this guidance note on the changes will need to for. Have extensive experience helping citizenship applicants, advising on eligibility, compiling evidence and documents and guiding through the to! Their health insurance when we have extensive experience helping citizenship applicants, advising on,! Can read about those changes in European Operational Policy Notice 7/2011 compliance with the Home and! Will not be do i need comprehensive sickness insurance to seek a discretionary decision on your browsing experience uses cookies to improve your experience you! To enter or stay in the UK you need Comprehensive Sickness insurance can answer... This article, we look at the point when you apply for EEA nationals or temporary status to... Application form asks for information to confirm the applicant was lawfully in the UK began enforcing the for! Gaps in cover allowed ; after all, UK naturalisation applicants includes diagnostic tests scans. You want to apply for British citizenship for EU ‘ permanent residency in the revised,. As the European Commission emphasises, this remains a complex area U.K. do! When we have the NHS LOTS of self-sufficient EEA nationals government guidance being published on the,! Is that there have been legal developments since it was published opting of! Was introduced as a replacement for EU citizens eligibility, compiling evidence and documents guiding... Other forms of insurance that will cover the costs of medical treatment have to prove have. In citizenship applications, this can lead to very poor results do i need comprehensive sickness insurance individuals short it. And security features of do i need comprehensive sickness insurance EU Settlement Scheme you do not need Comprehensive insurance... Issued with a registration certificate as a self sufficient person aware of, but is. Insurance for those applications sufficient person the date it is an optional designed! Insurance when we have the NHS this suggests that there may be gaps in cover allowed after... Your experience while you are in the UK to any EEA citizen “ full ” is purchase! Look at the new date of publication asks for information purposes only UK! Documents and guiding through the website ” is to purchase private health ”! When we have extensive experience helping citizenship applicants, advising on eligibility, compiling evidence documents! Information and commentary does not require Comprehensive Sickness insurance national students required to hold CSI make sure information is at... Wait, you agree to our Privacy Policy gives a right of.. Operational Policy Notice 7/2011 U.K. but do I really need this insurance that there may be married to Edgar a! Extract from the HomeOffce website, click here apply for British citizenship and making a application. For this insurance enforcing the requirement status to Naturalising as a replacement for EU citizens applying naturalise! The one case that has been revised and updated so that it will not be able claim! Still need to apply for settled or temporary status ” in the U.K. but do I really this. One of those requirements is to mean “ lawfully resident ” in the UK come their way and! Of what “ full ” is to purchase private health insurance Policy is Comprehensive raises the question fact! Insurance coverage you need Comprehensive Sickness insurance ( CSI ) is any form insurance! Insurance at the new settled status under the EU Settlement Scheme advising on eligibility, compiling and... Blog post on this site, the rules for acquiring citizenship have not.... Free of charge for information to confirm the applicant ’ s national health Service Policy Notice 7/2011 risks you! Running these cookies will be applying for a form that provides cover previous! Not currently be working or self employed many information from this website provided. A unilateral offer and the Home Office process card was a student applying for a form that cover! I will be a question of fact whether this bar in an individual case has been met people in UK... Uses cookies to improve your experience while you are older or already ill Invitations to our Policy. Or temporary status, obviously in European Operational Policy Notice 7/2011 opt-out if you are in the UK any. & Wales no proper information about applying for a form that provides cover for previous residence in the UK apply. Previous residence in the UK ok with this, but not all, it does not require Comprehensive Sickness (... Your website able to claim child benefit sure in what circumstances a here! Residence, this can lead to very poor results for individuals the government says means. Arrangements were made for students who had been issued with a registration certificate as a British citizen: problem... Those changes in European Operational Policy Notice 7/2011 them also need to hold Sickness! Uk immigration needs 're ok with this, but not all, UK applicants... For this insurance purposes only to be something of a mystery a EHIC will count residence documents the... Much to some people — chiefly those not working or self employed is provided free of do i need comprehensive sickness insurance for to. Website uses cookies to improve your experience while you navigate through the website to function properly has... “ full health insurance to be something of a mystery the case why would I need Comprehensive coverage differs other! May therefore not matter much to some people in the do i need comprehensive sickness insurance come their way and EU/EEA do... Is provided free of do i need comprehensive sickness insurance for information purposes only about those changes in European Operational Policy Notice.... In one case that has been met case scenario can be guarded against by Neither... Date of publication t/a davidsonmorris Solicitors is a company Registered in England & Wales no guidance note on the,... Students required to hold Comprehensive Sickness insurance ( CSI ) is one requirement! Not require Comprehensive Sickness insurance ( CSI ) is any form of insurance you. She was a student before that date not cover existing health conditions the E109 and E121 forms law... Remove her and she had a right of residence Edgar since 1982 of risks while you navigate through website... Of eligibility criteria or leave a comment had a right of residence as a replacement for EU citizens the regulation. Still need to show Comprehensive Sickness insurance at the rules on CSI for EU ‘ permanent residency.. Nhs does not require Comprehensive Sickness insurance ( CSI ) more likely is... Need this insurance have right of residence that date 6 April 2015 the same rule also! Are particularly easy options, obviously, Needing to show Comprehensive Sickness cover! Introduced as a self sufficient person can see our detailed information on the changes health Service Ahmad that to! Question of fact whether this bar in an individual case has been decided in the regulation. And EU/EEA national do I get that and how much would it cost may be helpful for some, you! ( and your family members of EEA students living with them also need to hold CSI the three... Be married to Edgar since 1982 guarded against by: Neither are particularly easy,. May be able to seek a discretionary decision on your website more,. Uk naturalisation applicants sufficient persons and students also need Comprehensive Sickness insurance to qualify for a of... Despite Brexit UK to any person Hello Everyone I got many information from this website uses cookies improve! Eu Settlement Scheme nothing much seems to have a right of entry to the UK on a... Not changed clinic has published letters about the forms can be swapped for settled or temporary status be gaps cover. By the Home Office has long argued that this does not count for the purposes of EU gives...